The Case-Shiller Home Price Index, which is considered the "gold standard" for appreciation, showed home prices rose 1% in September and 19.5% year over year, which was slightly lower than the previous reading. This was the second time since early 2020 we have not seen a year over year increase. The 20-city index also rose 0.8% in September and 19.1% year over year. Phoenix, Tampa, and Miami reported the highest annual gains. Phoenix: 33.1% Tampa: 27.7% Miami: 25.2%